Notes How the figures are made

Blogs

Three short explanations for the calculators. They describe the method. They are not a product recommendation.

SIP · 4 min What a monthly SIP is actually adding up

Why the same instalment is worth more when it is paid earlier, and what the yearly table is showing.

 Loan · 4 min Why the EMI stays flat while the split changes

Interest is charged on what is still outstanding, so the early years repay less principal.

 PPF · 5 min The limits that sit under a PPF estimate

₹500 to ₹1.5 lakh a year, a 15-year term, and a rate the government resets every quarter.